Terms of Service
Last Updated: November 2025
Agreement to Terms
By accessing or using www.tonytalkstravel.com and the services provided by Tony Talks Travel, you agree to these Terms of Service. If you do not agree, please do not use the site or our services.
About Tony Talks Travel
Tony Talks Travel is a travel advisory and content brand operated by Antony Pagan. Travel bookings are facilitated through Fora as the host travel agency. We assist clients with trip planning, itinerary design, supplier recommendations, and booking support.
Travel Planning and Booking
We act as an intermediary between clients and travel suppliers including hotels, cruise lines, tour operators, airlines, and other providers. All bookings are subject to the terms, conditions, and cancellation policies of the individual suppliers. Tony Talks Travel and Fora do not own or operate the travel services booked on your behalf.
We make every effort to present accurate information at the time of booking, but pricing, availability, schedules, and supplier policies can change without notice. We do not guarantee pricing, upgrades, availability, refunds, or any specific travel outcome.
Travel Insurance
Travel insurance is strongly recommended for every trip. It is the client's responsibility to evaluate and purchase appropriate coverage. Tony Talks Travel does not provide insurance and is not responsible for losses that would have been covered by a travel insurance policy.
Client Responsibilities
Clients are responsible for ensuring they have valid passports, visas, vaccinations, and any other travel documentation required for their destination. Clients are also responsible for arriving on time, following supplier rules, and complying with the laws and customs of the destinations visited.
Affiliate Disclosure
Some links on this site are affiliate links. If you make a purchase through one of these links, we may earn a commission at no additional cost to you. We only share products and services we believe add value to your travel experience.
Content and Intellectual Property
All content on www.tonytalkstravel.com, including text, images, video, branding, logos, guides, and downloadable resources, is the property of Tony Talks Travel unless otherwise noted. You may not copy, reproduce, distribute, or republish content without written permission.
User Conduct
By using this site, you agree not to use it for any unlawful purpose, attempt to interfere with site security or functionality, or misrepresent your identity when submitting forms or making bookings.
Limitation of Liability
Tony Talks Travel, Antony Pagan, and Fora are not liable for any direct, indirect, incidental, or consequential damages arising from your use of this site, your travel bookings, or services provided by third-party suppliers. This includes but is not limited to trip cancellations, delays, lost luggage, injury, illness, or supplier defaults.
To the fullest extent permitted by law, Tony Talks Travel's total liability for any claim is limited to the amount of the planning or service fee paid directly to Tony Talks Travel for the trip in question.
Cancellations and Refunds
Cancellation and refund policies are set by the individual travel suppliers. Tony Talks Travel will assist clients with cancellation requests, but final outcomes are determined by the supplier's terms. Any planning or service fees charged by Tony Talks Travel are non-refundable once work has begun.
Third-Party Services
Our site may link to third-party websites and services. We do not endorse and are not responsible for the content, policies, or practices of third-party sites.
Changes to These Terms
We may update these Terms of Service from time to time. Continued use of the site after changes are posted means you accept the updated terms.
Governing Law
These Terms are governed by the laws of the State of Arizona, without regard to conflict of law principles. Any disputes will be resolved in the state or federal courts located in Maricopa County, Arizona.
Contact Us
Questions about these Terms can be sent to hello@tonytalkstravel.com.